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Appartement 4.5 pièces à Carouge
Rue Saint-Joseph 30, 1227, Carouge, Genève
- Price
- CHF 1'095'000
- Property type
- Apartment
- rooms
- 4.5
- Surface
- 105 m²
Property description
Charme de la vieille ville, proche commerces et tram.
Financing analysis
Indicative estimate based on standard Swiss lending rules (5% imputed rate, 1% maintenance, second mortgage amortised over 15 years). This is not a financing offer.
20.0%
At least 20% of the purchase price, of which at least 10% must be hard equity (excluding 2nd pillar pension assets).
2.0%
- Required equity (min. 20%)
- CHF 219'000
- Mortgage debt
- CHF 876'000
- Imputed interest (5%)
- CHF 43'800 / year
- Maintenance (1% of price)
- CHF 10'950 / year
- Second-mortgage amortisation (over 15 years)
- CHF 10'950 / year
- Theoretical annual costs
- CHF 65'700 / year
- Required gross annual income (indicative)
- CHF 197'100
Effective monthly cost (2.0% rate)
CHF 3'285 / month
Theoretical monthly costs
CHF 5'475 / month
Price per m²
indicativePrice per m² of this propertyCHF 10'429 / m²
Indicative cantonal range (GE)
CHF 9'000 / m²CHF 16'000 / m²
Location
Chargement de la carte...
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