Partenaire Fondateur
Appartement à Bernex – Idéal pour une famille !
CHF 1'750'000
Bernex
- rooms
- 6
- Property type
- Apartment
Property description
Situé dans le charmant village de Bernex, à proximité immédiate des commodités et du tram, cet appartement traversant, lumineux et calme, offre un cadre de vie agréable et spacieux. Au 1er étage d’un immeuble sans ascenseur, il [...]
Financing analysis
Indicative estimate based on standard Swiss lending rules (5% imputed rate, 1% maintenance, second mortgage amortised over 15 years). This is not a financing offer.
20.0%
At least 20% of the purchase price, of which at least 10% must be hard equity (excluding 2nd pillar pension assets).
2.0%
- Required equity (min. 20%)
- CHF 350'000
- Mortgage debt
- CHF 1'400'000
- Imputed interest (5%)
- CHF 70'000 / year
- Maintenance (1% of price)
- CHF 17'500 / year
- Second-mortgage amortisation (over 15 years)
- CHF 17'500 / year
- Theoretical annual costs
- CHF 105'000 / year
- Required gross annual income (indicative)
- CHF 315'000
Effective monthly cost (2.0% rate)
CHF 5'250 / month
Theoretical monthly costs
CHF 8'750 / month