Partenaire Fondateur
Coup de Coeur
CHF 1'450'000
Rive Gauche
- rooms
- 4
- Property type
- Commercial
Property description
Dans le charmant village d´Anières, idéalement desservi par les transports publics et proche des commerces, des écoles et de la crèche, ce lumineux 4 pièces d’une surface habitable de 116 m2 dispose d’une vue panoramique sur [...]
Financing analysis
Indicative estimate based on standard Swiss lending rules (5% imputed rate, 1% maintenance, second mortgage amortised over 15 years). This is not a financing offer.
20.0%
At least 20% of the purchase price, of which at least 10% must be hard equity (excluding 2nd pillar pension assets).
2.0%
- Required equity (min. 20%)
- CHF 290'000
- Mortgage debt
- CHF 1'160'000
- Imputed interest (5%)
- CHF 58'000 / year
- Maintenance (1% of price)
- CHF 14'500 / year
- Second-mortgage amortisation (over 15 years)
- CHF 14'500 / year
- Theoretical annual costs
- CHF 87'000 / year
- Required gross annual income (indicative)
- CHF 261'000
Effective monthly cost (2.0% rate)
CHF 4'350 / month
Theoretical monthly costs
CHF 7'250 / month